Chroma Labs has adopted the following Privacy Statement to inform you of its policies dealing with information collected from this Web site. Your use of this Web site constitutes your acceptance of this Privacy Statement and your consent to the practices it describes.

Throughout this usage agreement, reference to the Chromalabs.com web site also represents usage terms if the visitor accesses the information through www.phormulate.com .

Information Collected on Chromalabs.com.

Automatic Collection of Anonymous Information

When you visit the Chroma Labs site, like when you visit most other Web sites, certain anonymous information about your visit is automatically documented, which may include information about the type of browser you use, the server name and IP address through which you access the Internet (such as "aol.com" or "yahoo.com") the date and time of your visit to the site, the pages you access while at the Chroma Labs Web site, and the Internet address of the Web site, if any, that linked you directly to the Chroma Labs site.

None of the previous mentioned information is personally identifiable.

Personally Identifiable Information

Personally Identifiable Information is considered to be any information that concerns you individually and would permit someone to contact you, for example, your name, address, telephone/fax number, social security number, email address or any information you submitted to Chromalabs.com that identifies you individually.

Chromalabs.com will not collect any personally identifiable information about you unless you willingly provide it by completing our contact form or other means of personal contact. Therefore, if you do not want Chromalabs.com to obtain any personally identifiable information about you, you should not submit it.

You can visit and review the Chroma Labs Web site without revealing any personally identifiable information about yourself. You may also choose to disclose personally identifiable information about yourself, which may be maintained as described below. Chromalabs.com may collect personally identifiable information about its visitors from its Web site by methods such as:

Contact Forms - If you submit personally identifiable information to us to use for contacting you at a later date regarding promotions, educational updates, product development, questions or comments etc., you must provide this information by completing the necessary form on the site. This form requires certain personally identifiable information not limited to your name, email address, mailing address, telephone number, employment information, reason for contacting, product usage, and/or a unique individual password.

Registration Forms - If you take advantage of the opportunity to enter a promotion, to become a registered user of the Chroma Labs Web site, or to opt-in to receive Chroma Labs information through another site, you must apply by filling out the registration form on the site. This form requires certain personally identifiable information not limited to your name, email address, mailing address, telephone number, employment information, reason for contacting, product usage, and/or a unique individual password.

Transactions and Activity - If you become a registered user or if you conduct any transactions through the Chroma Labs Web site, Chromalabs.com collects information about the transactions you engage in while on the Web site as well as your other activity on the site. The information collected includes, but is not limited to, areas of the Web site that you visit, type of transaction conducted, content that you view, download or submit, amount of transaction, method of payment, shipping and billing information as well as the nature, quantity and price of the goods or services you exchange and the individuals or entities with whom you communicate or transact business.

Email and other voluntary communications - You may also choose to communicate with Chromalabs.com through email, via the Chroma Labs Web site, by telephone, in writing, or though other means (electronic or otherwise). We collect the information in these communications, and such information may be personally identifiable.

Information Use

Chromalabs.com may use the personally identifiable information collected through its Web site primarily for such purposes as:

* helping to establish and verify the identity of users;
* opening, maintaining, administering and servicing registered users' accounts or memberships;
* processing, servicing, monitoring or enforcing transactions and sending related communications;
* providing services and support to users;
* improving the Web site;
* providing users with product and/or service updates, promotional offers, information about Chroma Labs and its affiliates, etc.:
* responding to your questions, inquiries, comments and instructions;
* maintaining the security and integrity of its systems.

Chromalabs.com primarily uses the anonymous browsing information automatically collected by its servers to help administer and improve its Web site. Chromalabs.com may also use aggregated anonymous information that is not personally identifiable to provide information about its Web site to advertisers, potential business partners and other independent or unaffiliated entities.

Disclosure of Information

Chromalabs.com will not provide personally identifiable information to unaffiliated third parties for their use in marketing directly to you. Chroma Labs reserves the right to use unaffiliated companies to help it maintain and operate the Chromalabs.com Web site or for other reasons related to the operation of its business, and those companies may receive your personally identifiable information for that purpose.

Chroma Labs may also disclose personally identifiable information about you in connection with legal requirements, such as in response to an authorized subpoena, governmental request or investigation, or as otherwise permitted by law.

As Chroma Labs' business grows and develops, it may buy or sell corporate assets. In such transactions, customer information may be considered one of the transferred business assets. If Chroma Labs, its Internet/electronic businesses, or substantially all of its assets, is acquired, customer information may be one of the assets transferred.

Children's Privacy

This Web site is designed for use by persons 13years of age or older. Chromalabs.com will not approve applications of, reply to or establish or maintain accounts or memberships for, any child applicant known to be under the age of 13. Chromalabs.com does not solicit or knowingly collect personally identifiable information from children under the age of 13. In the event Chromalabs.com discovers that it has received personally identifiable information from an individual who indicates that he or she is, or whom Chroma Labs otherwise has reason to believe is, under the age of 13, Chromalabs.com will delete such information from its systems.

A child's parent or legal guardian may request that the child's information be corrected or deleted from Chromalabs.com's files by contacting us at webmaster@chromalabs.com.

"Cookies" and Advertisers

The Chroma Labs Web site's server, or the servers of companies that are used to operate this site, may place a "cookie" on your computer in order to allow you to use the Web site and to personalize your visit.

A "cookie" is a small piece of data that can be sent by a web server to your computer, which then may be stored by your browser on your computer's hard drive. Cookies allow Chromalabs.com to recognize your computer while you visit its Web site and help customize your online experience making it more convenient for you. Cookies also help to allow more efficient log-in for users, tracking transaction histories and preserving information from one session to the next. The information collected from cookies may also be considered to improve the functionality of the Web site.

The advertisers and/or other content providers that may appear on the Chroma Labs Web site may also use cookies that are not sent by the Chroma Labs Web site. Such ads or content may contain cookies that help identify and track the interests of users of this Web site in order to present "personalized" advertisements or other messages that the user might find interesting. Chroma Labs is not responsible for any such cookies.

Most web browser applications (such as Microsoft Internet Explorer and Netscape Navigator) have features that can notify you when you receive a cookie or prevent cookies from being sent. If you decide to disable cookies, you may not be able to use certain personalized functions of the Chroma Labs Web site.

External Links

The Chroma Labs Web site may contain links to other Web sites, including those of advertisers or third party content providers who offer downloads on Chromalabs.com. Visitors should be advised that Chroma Labs is not aware of or responsible for the privacy practices or the content of these other Web sites. Web sites that are accessible by hyperlinks from the Chroma Labs Web site may use cookies. Chroma Labs recommends that its visitors read the privacy statements made by other Web sites before providing them with your personally identifiable information.

Security

Chromalabs.com maintains physical, electronic, and procedural safeguards to help protect personally identifiable information. If transactions are offered on the site, transaction information is transmitted to and from Chromalabs.com in encrypted form using industry-standard Secure Sockets Layer (SSL) connections to help protect such information from interception.

Chromalabs.com limits authorized access to your personal information to those persons who have a legitimate purpose to know that information to provide products or services to you and those persons you have authorized to have access to such information. Please be aware that any email or other transmission you send through the Internet cannot be completely protected against unauthorized interception.

Choice/Opt-Out

In order to provide service to you, Chromalabs.com will send you communications related to your transactions, security or the administration of its Web site. From time to time, Chromalabs.com and its affiliates may also wish to send you other messages or updates about Chromalabs.com, its affiliates, or their promotions and other activities. If you do not wish to receive non-transaction/security related communications from Chroma Labs or Chromalabs.com and its affiliates, please send an email containing your request to webmaster@chromalabs.com.

Data Quality/Access

Chromalabs.com allows you to change, update, or delete the information you may provide in your optional registration form. If you need to change, update, or delete your personal information, please send an email containing your request to webmaster@chromalabs.com.

Changes to this Privacy Policy

Chromalabs.com reserves the right to change, update, or supplement this policy at any time. If a material change to the terms of this policy is made, Chromalabs.com will post a notice on its homepage and a link to the new policy.

Contacting Us

If you have questions about this privacy statement, the information practices of Chromalabs.com or your dealings with Chromalabs.com, please contact Chroma Labs, LLC, PO Box 240127, Memphis, TN 38124.

Copyright © 2006 Chroma Labs, LLC. All trademarks, copyrights and other intellectual property presented on this web site are the property of Chroma Labs, LLC or its affiliates. Chroma Labs, LLC and its affiliates reserve all rights in such intellectual property and use of such intellectual property without the prior written consent of Chroma Labs, LLC is prohibited.

In accordance with laws governing literary and artistic property rights or other similar rights, the reproduction and/or redistribution of the elements that make up the Chroma Labs Web site, in part or whole, is strictly prohibited.

All brand and product names cited herein are trademarks of Chroma Labs, LLC or its affiliates.

Chroma Labs welcomes you to its Web site and has endeavored to ensure the accuracy of the information accessed via the Web site. However, Chroma Labs does not guarantee or give any warranty as to the accuracy, timeliness or completeness of any information or material on its Web site, and declines all responsibility for technical inaccuracies or other errors. Chroma Labs is not responsible for any difficulties encountered in accessing the site or for any communication line failure.